Supply and Rental Pressures Diverge
English new-build starts reached 35,910 in Q2 2026, up 6% quarter-on-quarter and 20% year-on-year, offering a positive supply signal. Yet rental competition remains acute in parts of the North West: Rightmove reported that Wallasey and Birkenhead each averaged 30 tenant enquiries per available rental home during July and August. For advisers, local data should increasingly […]
Digital Moving Creates Protection Opportunity
Mortgage Brain has integrated Paymentshield into CRM Brain, enabling brokers to introduce a home-insurance quote after a mortgage application is submitted without moving between systems. At the same time, industry figures are urging firms to engage with digital home-moving reform rather than wait for change to be imposed on them. This aligns with the FCA’s […]
FCA Scrutiny Raises Advice Stakes
The FCA’s attention on second-charge lending and debt advice reinforces a clear message: affordability evidence, accurate expenditure capture and suitable recommendations matter most where customers may be financially vulnerable. The regulator has highlighted concerns where important spending was overlooked or consumers were steered toward unsuitable fee-charging debt solutions. For mortgage advisers using AI-enabled workflows, technology […]
AI Needs Advice-First Governance
Mortgage industry leaders will discuss the connected mortgage journey in the AI era at MIT Live 2026, as firms seek to move beyond expensive, lengthy transformation programmes and fragmented legacy systems. MAB’s senior appointments across marketing, finance, technology, data and change also underline the strategic importance of platform, data and AI capability in mortgage distribution. […]
Mortgage Pricing: A Mixed Signal
Skipton Building Society is cutting fixed mortgage rates across its range by up to 0.15% from 25 September, while widening access to its Delayed Start Mortgage for home movers. The proposition allows eligible borrowers to defer their first mortgage repayment for up to three months, potentially easing the immediate cash-flow pressures of moving. For advisers, […]