Key Features

Curvestone includes a range of compliance and document intelligence capabilities, including:

• Automated mortgage case file reviews
• Compliance and suitability checking
• Document intelligence and data extraction
• Pre-underwriting reviews
• Vulnerability and Consumer Duty checks
• Identification of missing or inconsistent information
• Automated compliance reporting
• Full evidence and audit trails
• Management and oversight reporting
• Integration with existing CRM and case management platforms

The system is designed to work with real-world case documentation, including scans, photographs, emails and mixed-format PDF files, rather than requiring information to be supplied in a rigid structured format.

Compliance with an Audit Trail

A key part of Curvestone’s approach is traceability.

Each compliance finding can be linked back to the document, information or policy rule that produced it. Decisions, overrides and supporting evidence can therefore be recorded as part of the case history.

This provides firms with an auditable record that can support internal quality assurance, management oversight and regulatory reporting.

By automating routine checks, compliance teams can concentrate their time on cases that genuinely require human judgement rather than manually reviewing every element of straightforward files.

Built for Mortgage and Regulated Finance

Curvestone has been developed specifically for regulated environments rather than adapting a general-purpose AI platform for financial services.

Within the mortgage sector, the technology is used by networks, lenders and brokers, with applications extending into areas including specialist lending, bridging and commercial finance, second charge mortgages and buy-to-let.

The platform can integrate with existing technology through APIs and industry partnerships. Curvestone has an established integration with One Mortgage System (OMS), allowing cases to be reviewed automatically and compliance results returned directly into the existing case workflow.

Security and Data

Curvestone is ISO 27001 certified and operates using UK and EEA data hosting.

The platform has been designed around the security, audit and data governance requirements expected within regulated financial services.

Curvestone is also an OpenAI Select Partner and uses AI models as part of its document analysis and compliance technology while maintaining the controls and auditability required for regulated decision-making.

Powered compliance automation platform designed for regulated financial services businesses, including mortgage networks, lenders, brokers and specialist finance firms.

The platform is built to automate the detailed checking of case files and supporting documents, helping firms move away from traditional sample-based compliance reviews towards reviewing every case.

Curvestone can analyse complete mortgage case files, including fact finds, bank statements, payslips, identification documents, emails, call transcripts, scanned documents and other supporting evidence. It then checks the information against the firm’s own compliance policies and regulatory requirements.

Rather than simply identifying data within documents, Curvestone is designed to assess the information in context. This can include checks around suitability, affordability, vulnerability, completeness and whether the evidence contained within the file supports the advice or decision being made.