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The book Steve Jobs didn’t enjoy reading

In the spring of 1992, Steve Jobs stood in front of a lecture hall of MIT Sloan students and opened his talk not with a product demo, not with the NeXT story, but with someone else’s book. The full recording sits on MIT’s official YouTube channel, and about three and a half minutes in, Jobs […]

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Abstract editorial illustration for The Rules Nobody Voted For.

The Rules Nobody Voted For

Every time you tap your card to pay for a coffee, you are trusting a rule that nobody in the queue could name. Not a law. A standard. A technical agreement, hammered out years ago in a committee room somewhere, that decided how the chip in your card talks to the reader on the counter. […]

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Abstract editorial illustration for The specialist lending forecast that might already need revising.

The specialist lending forecast that might already need revising

Eighteen months ago, Together Money published a five-year outlook for the specialist lending market, built around analysis from Rob Thomas, a former Bank of England economist. It forecast total UK lending rising from £224bn to £315bn by 2029, a 41% gain. Specialist lending, the report predicted, would grow even faster, from £32bn to £54bn, a […]

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Abstract editorial illustration for When Google’s AI Chief Says Nobody Knows What Happens Next.

When Google’s AI Chief Says Nobody Knows What Happens Next

Demis Hassabis published a manifesto this morning. The co-founder and CEO of Google DeepMind, a Nobel laureate in chemistry, and by most measures the person closest to the frontier of artificial intelligence, set out his view on where the technology is heading and what ought to be done about it. The essay covers AGI timelines, […]

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Abstract editorial illustration for Who Owns Your Client by 2030?.

Who Owns Your Client by 2030?

The FCA has published the findings of the Mills Review. For anyone in financial services who hasn’t read it yet, I’d suggest making time. Buried inside the regulatory language is a question that should keep every mortgage intermediary in the country thinking: by 2030, who will control the primary customer relationship? The review, led by […]

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Abstract editorial illustration for Why AI Needs Mortgage Brokers More Than You Think.

Why AI Needs Mortgage Brokers More Than You Think

The FCA just published a document that describes a future where your client’s AI agent manages their mortgage, their savings, their insurance and their investments without them lifting a finger. It is called the Emerging Technology Horizon Scan 2026, it landed in June, and it is worth reading carefully. Not because it should worry you. […]

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