Paul Brett, Founder of BTD Consult and Coach and MortgageLab.AI — Paul has spent nearly four decades in the UK mortgage industry. He has built and run lending and distribution businesses across first charge, second charge and buy to let. — Today he leads BTS Consult & Coach, working with boards, founders and leadership teams on strategy, distribution and growth. — He is a co-founder of Mortgage Lab.ai, the official AI Knowledge Partner for MIT Live and a practical resource for mortgage professionals who want to use AI rather than talk about it. He also hosts the Mortgage Mingle podcast. — Much of Paul’s work now sits where mortgages meet technology, and he is unapologetically enthusiastic about it. He describes AI as a great leveller, and the levelling he has in mind is a practical one. A firm can now get its data into order and build processes and tools shaped around the way it actually works, rather than bending itself to fit generic software. That is a genuine gain in productivity, for individuals and whole businesses and it is as available to a sole trader as it is to a large corporation.