Landlord Reform Creates Advice Moment

Landlord clients face a growing combination of regulatory and commercial pressure. SpareRoom research suggests that 27% of landlords in England plan to leave the sector and 36% expect to reduce portfolio size. Separately, the Renters’ Rights Act is progressing through further implementation steps, including a rental-property registration service, while landlords have been required to use the Section 13 process for rent increases since 1 May 2026.

This is an opportunity for advisers to run structured portfolio reviews covering refinancing dates, affordability, rental income, ownership structure, protection needs and planned acquisitions or disposals. AI-enabled CRM and document tools could segment landlord clients by imminent deadlines and produce meeting checklists, but data quality is crucial. Firms should ensure automated communications are accurate, properly approved and do not stray into unregulated legal, tax or rental-compliance advice.

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Four inspectors, four thousand mills

In 1833 Parliament appointed Britain’s first factory inspectors. There were four of them, and between them they were supposed to police conditions in around 4,000 mills. Unsurprisingly, the law they were enforcing was widely evaded. Those four men still mattered more than most of the legislation that came before them. Parliament had already passed laws […]

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