AI Needs Human Mortgage Judgement
AI adoption is accelerating across financial services, but the accompanying risks are becoming clearer. Industry commentary warns that fluent AI output can weaken critical thinking if teams accept it without challenge. At the same time, the FCA has highlighted the scale of financial crime: firms closed 238,396 suspected money-mule accounts in 2025, and criminals are […]
FCA Puts Protection Back in Focus
The FCA is working with industry, government and consumer bodies to improve protection insurance coverage. It says around 58% of adults have no life insurance, critical illness cover or income protection, while the Association of Mortgage Intermediaries will lead work to help advisers strengthen protection conversations with customers. Mortgage advisers have a clear opportunity to […]
Mortgage Platforms Move Toward Smarter Sourcing
Precise Mortgages is withdrawing and relaunching its residential range ahead of its Resi 2.0 platform launch, while Gable Mortgages has joined Twenty7tec’s RESEARCH panel with its zero-deposit products and criteria. Separately, the Digital Property Market Steering Group is encouraging early participation in digital home-moving reforms and has promoted secure sharing of Smart Property Data to […]
Rate Volatility Demands Faster Advice
Mortgage pricing remains unsettled. The Bank of England has held Bank Rate at 3.75%, while inflation was reported at 3.1% in August and markets remain alert to the possibility of further tightening. Against that backdrop, the average two-year fixed rate has reached a two-year high, despite selected reductions from lenders including NatWest and Keystone; other […]