Next Intelligence has launched its Swap Rate Monitor with BlueGamma, providing brokers with daily SONIA swap-rate updates at no cost. This matters because swap markets are a major input into fixed-rate mortgage pricing, at a time when average two-year and five-year fixes were broadly flat at 5.97% and 6.00% respectively, while individual lenders continued to make targeted repricing moves.
For advisers using AI-enabled CRMs and research workflows, timely rate data can improve case prioritisation, client communications and remortgage alerts. The opportunity is to combine market signals with a client’s product-end date, loan-to-value and affordability profile—but outputs should support, not replace, adviser judgement and documented suitability.
- Action: Build alerts for clients approaching a product expiry.
- Control: Keep a clear record of the rate data, assumptions and product comparison used in any recommendation.