Precise Mortgages is withdrawing and relaunching its residential range ahead of its Resi 2.0 platform launch, while Gable Mortgages has joined Twenty7tec’s RESEARCH panel with its zero-deposit products and criteria. Separately, the Digital Property Market Steering Group is encouraging early participation in digital home-moving reforms and has promoted secure sharing of Smart Property Data to reduce delays.
These developments point to a mortgage journey increasingly shaped by structured data, integrated sourcing and digital workflow. AI could assist advisers by extracting and organising client documents, flagging missing evidence, comparing criteria and highlighting potential transaction risks. It should support—not replace—adviser judgement: opaque recommendations, inaccurate extracted data and automated affordability conclusions require human review, a clear audit trail and robust data-protection controls.
- Opportunity: reduce administrative time and identify suitable lender criteria earlier.
- Control: test data quality, permissions, cyber security and suitability-record processes before adopting new tools.